Why you should Choose us!

Fast Lending 🚀

Loans approved generally in 60 mins of application and approved funds are in your account same day!

Aussie Aussie Aussie! 🇦🇺

100% online Australian owned company

Flexible Payments 💰

Life happens and people's circumstances change. We are here to help by tailoring a plan to suit you.

How Small Loans Work

Borrow Between $300-$2000
Pay Over 61-180 Days
20% Upfront Establishment fee
4% Monthly fee

Loan Amount of $1,000 over 61 -180 days repayable weekly (20 weekly repayments). $1,000(Principal Amount) + $200(20% Establishment Fee) + $200(fees based on 4% per month over 20 weeks) = $1,400 total repayable in 20 weekly instalments of $70.00.

Under the current legislation, most small personal loan providers don’t charge an annual interest rate (you’ll know this as an APR %). The maximum you will be charged is a flat 20% Establishment Fee and a flat 4% Monthly Fee. The maximum comparison rate on loans between $300 and $2000 is 199.43%. This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.

Client's Review

Thank you for the fast application, got the money the same day definitely stress free!

- Sonal Singh

Thank you for your help, loan process was fast and simple, got approved and funded in about 1hr.

- John Haider

Fast application and lending thank you for your help.

- Sarah Cosgriff

Frequently Asked Questions

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We are responsible money-lenders

Stress Less Money is here to help you! We offer an online solution to solve your cash flow issues. We are responsible lenders because:

We want to build a mutual friendship with you. It is in our best interest to ensure that you can comfortably repay your commitment, and on time. . This makes good sense for us, and for you.

We are transparent in the way we help you. We show you all costs involved in a small amount loan so you clearly understand how much you can borrow and how much you can repay without any foreseeable problems. See our loan calculator.

We want to stay in regular contact with you to help you understand your options and address any queries you might have.

We will NOT lend to you if we determine that you cannot afford the repayments or if doing so will place you in financial hardship.

We will NOT lend to you if the loan does not meet your requirements and objectives, or if it is for a purpose for which we are not prepared to lend (such as for gambling).

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Why choose us?

Apply from home or the office
Receive a fast response
No hidden costs
Simple repayments to coincide with your pay-cycle
Cash transfer to your account with in 24 hours in most cases
Use our loan calculator to estimate your repayments

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